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	<title>Rick Schwartz, Realtor</title>
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	<link>http://fairfieldcounty.wordpress.com</link>
	<description>Information and Discussion about Fairfield County with a focus on buying and selling homes</description>
	<pubDate>Fri, 04 Jul 2008 13:06:41 +0000</pubDate>
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			<item>
		<title>Real Estate Commissions - Part I: Who gets how much?</title>
		<link>http://fairfieldcounty.wordpress.com/2008/07/04/real-estate-commissions-part-i-who-gets-how-much/</link>
		<comments>http://fairfieldcounty.wordpress.com/2008/07/04/real-estate-commissions-part-i-who-gets-how-much/#comments</comments>
		<pubDate>Fri, 04 Jul 2008 13:06:41 +0000</pubDate>
		<dc:creator>Rick Schwartz</dc:creator>
		
		<category><![CDATA[Buying a home]]></category>

		<category><![CDATA[Selling a home]]></category>

		<category><![CDATA[broker splits]]></category>

		<category><![CDATA[commissions]]></category>

		<category><![CDATA[how is a real estate commission divided]]></category>

		<category><![CDATA[how much does a realtor get paid]]></category>

		<category><![CDATA[negotiatiable real estate commissions]]></category>

		<category><![CDATA[paying your realtor]]></category>

		<category><![CDATA[percentage of home sale price paid in commission]]></category>

		<category><![CDATA[real estate commission splits]]></category>

		<category><![CDATA[real estate commissions]]></category>

		<category><![CDATA[real estate fees]]></category>

		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=171</guid>
		<description><![CDATA[This is another of those things that often gets discussed with potential clients when they are considering listing their home with a Realtor.  It&#8217;s a very valid question.
Remember - all real estate commissions are negotiable so the total amount of the commission will vary. What I&#8217;m discussing here is what happens to the commission after [...]]]></description>
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			<media:title type="html">Rick Schwartz</media:title>
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	</item>
		<item>
		<title>Bethel - an alternative to the coast!</title>
		<link>http://fairfieldcounty.wordpress.com/2008/06/29/bethel-an-alternative-to-the-coast/</link>
		<comments>http://fairfieldcounty.wordpress.com/2008/06/29/bethel-an-alternative-to-the-coast/#comments</comments>
		<pubDate>Sun, 29 Jun 2008 13:54:35 +0000</pubDate>
		<dc:creator>Rick Schwartz</dc:creator>
		
		<category><![CDATA[Buying a home]]></category>

		<category><![CDATA[NEWS]]></category>

		<category><![CDATA[alternative to southern fairfield county]]></category>

		<category><![CDATA[bethel ct]]></category>

		<category><![CDATA[bethel public library]]></category>

		<category><![CDATA[commuting from fairfield county]]></category>

		<category><![CDATA[compare prices in fairfield county]]></category>

		<category><![CDATA[danbury ct]]></category>

		<category><![CDATA[homes for sale in fairfield county]]></category>

		<category><![CDATA[homes in CT]]></category>

		<category><![CDATA[houses in Bethel ct]]></category>

		<category><![CDATA[housing prices in fairfield county]]></category>

		<category><![CDATA[living in bethel]]></category>

		<category><![CDATA[living in greenwich]]></category>

		<category><![CDATA[Living in southern fairfield]]></category>

		<category><![CDATA[living in stamford]]></category>

		<category><![CDATA[moving from ny to ct]]></category>

		<category><![CDATA[moving to stamford]]></category>

		<category><![CDATA[northen fairfield]]></category>

		<category><![CDATA[shops in bethel ct]]></category>

		<category><![CDATA[southern fairfield]]></category>

		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=170</guid>
		<description><![CDATA[People who are considering a move into Fairfield County from NY State often have have one distinct impression or the other.
If you are from NY City or Southern Westchester County, you typically think of Fairfield County as being, Greenwich, Stamford, Norwalk, Darien, New Canaan, Westport and the other communities on or close to the Long [...]]]></description>
		<wfw:commentRss>http://fairfieldcounty.wordpress.com/2008/06/29/bethel-an-alternative-to-the-coast/feed/</wfw:commentRss>
	
		<media:content url="http://a.wordpress.com/avatar/fairfieldcounty-128.jpg" medium="image">
			<media:title type="html">Rick Schwartz</media:title>
		</media:content>
	</item>
		<item>
		<title>Can I add the cost of renovations to my mortgage?</title>
		<link>http://fairfieldcounty.wordpress.com/2008/06/26/can-i-add-the-cost-of-renovations-to-my-mortgage/</link>
		<comments>http://fairfieldcounty.wordpress.com/2008/06/26/can-i-add-the-cost-of-renovations-to-my-mortgage/#comments</comments>
		<pubDate>Thu, 26 Jun 2008 15:11:13 +0000</pubDate>
		<dc:creator>Rick Schwartz</dc:creator>
		
		<category><![CDATA[Buying a home]]></category>

		<category><![CDATA[Mortgages]]></category>

		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[203K]]></category>

		<category><![CDATA[borrowing more than the price of a home]]></category>

		<category><![CDATA[borrowing to fix up a home]]></category>

		<category><![CDATA[buing a fixer-upper]]></category>

		<category><![CDATA[buyin a handyman special]]></category>

		<category><![CDATA[buying a handyman special]]></category>

		<category><![CDATA[buying a home that needs updating]]></category>

		<category><![CDATA[cash renovation loan]]></category>

		<category><![CDATA[cash renovation mortgage]]></category>

		<category><![CDATA[Dept of housing and urban development]]></category>

		<category><![CDATA[fixer-upper]]></category>

		<category><![CDATA[fixing up a new home]]></category>

		<category><![CDATA[handyman special]]></category>

		<category><![CDATA[HUD]]></category>

		<category><![CDATA[loans to fix up a home]]></category>

		<category><![CDATA[paying for renovations]]></category>

		<category><![CDATA[rehab loan]]></category>

		<category><![CDATA[rehab loans]]></category>

		<category><![CDATA[renovation]]></category>

		<category><![CDATA[renovation loan]]></category>

		<category><![CDATA[renovation mortgage]]></category>

		<category><![CDATA[updating a house]]></category>

		<category><![CDATA[upgrading a home]]></category>

		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=166</guid>
		<description><![CDATA[So you&#8217;ve been looking and looking for a home and you finally found one that you think will work for you and your family.  It has the right number of bedrooms and  bathrooms. The kitchen is a decent size. It&#8217;s in a good location. It has that fireplace you&#8217;ve always talked about and the yard [...]]]></description>
		<wfw:commentRss>http://fairfieldcounty.wordpress.com/2008/06/26/can-i-add-the-cost-of-renovations-to-my-mortgage/feed/</wfw:commentRss>
	
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			<media:title type="html">Rick Schwartz</media:title>
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		<item>
		<title>Should you pay for a home inspection prior to putting your house on the market?</title>
		<link>http://fairfieldcounty.wordpress.com/2008/06/18/should-you-pay-for-an-inspection-prior-to-putting-your-house-on-the-market/</link>
		<comments>http://fairfieldcounty.wordpress.com/2008/06/18/should-you-pay-for-an-inspection-prior-to-putting-your-house-on-the-market/#comments</comments>
		<pubDate>Wed, 18 Jun 2008 23:35:47 +0000</pubDate>
		<dc:creator>Rick Schwartz</dc:creator>
		
		<category><![CDATA[Selling a home]]></category>

		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[home staging]]></category>

		<category><![CDATA[selling your home]]></category>

		<category><![CDATA[selling homes]]></category>

		<category><![CDATA[Pricing your home]]></category>

		<category><![CDATA[buyer's market]]></category>

		<category><![CDATA[market value]]></category>

		<category><![CDATA[house value]]></category>

		<category><![CDATA[inspections]]></category>

		<category><![CDATA[differentiation]]></category>

		<category><![CDATA[marketing your home]]></category>

		<category><![CDATA[home inspection]]></category>

		<category><![CDATA[engineering inspection]]></category>

		<category><![CDATA[fixing things]]></category>

		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=164</guid>
		<description><![CDATA[Yes!
I could end this article there but since I love to hear myself type, I&#8217;ll elaborate a little more.
Remember  - when you try to sell your house, you have only one goal &#8212; To sell your house.
Anything that you can do to differentiate yours from the others is a good thing.
Think about it - pretend [...]]]></description>
		<wfw:commentRss>http://fairfieldcounty.wordpress.com/2008/06/18/should-you-pay-for-an-inspection-prior-to-putting-your-house-on-the-market/feed/</wfw:commentRss>
	
		<media:content url="http://a.wordpress.com/avatar/fairfieldcounty-128.jpg" medium="image">
			<media:title type="html">Rick Schwartz</media:title>
		</media:content>
	</item>
		<item>
		<title>Why Selling Your House is Like Being on American Idol!</title>
		<link>http://fairfieldcounty.wordpress.com/2008/06/15/why-selling-your-house-is-like-being-on-american-idol/</link>
		<comments>http://fairfieldcounty.wordpress.com/2008/06/15/why-selling-your-house-is-like-being-on-american-idol/#comments</comments>
		<pubDate>Sun, 15 Jun 2008 13:32:14 +0000</pubDate>
		<dc:creator>Rick Schwartz</dc:creator>
		
		<category><![CDATA[Selling a home]]></category>

		<category><![CDATA[Supply and Demand]]></category>

		<category><![CDATA[American Idol]]></category>

		<category><![CDATA[Bad singers]]></category>

		<category><![CDATA[Bo Bice]]></category>

		<category><![CDATA[buyer's market]]></category>

		<category><![CDATA[cma]]></category>

		<category><![CDATA[compa]]></category>

		<category><![CDATA[comparable sales]]></category>

		<category><![CDATA[comps]]></category>

		<category><![CDATA[declining market]]></category>

		<category><![CDATA[depreciating market]]></category>

		<category><![CDATA[falling home prices]]></category>

		<category><![CDATA[falling housing prices]]></category>

		<category><![CDATA[finding buyers]]></category>

		<category><![CDATA[home prices]]></category>

		<category><![CDATA[house won't sell]]></category>

		<category><![CDATA[housing prices]]></category>

		<category><![CDATA[how much can you get for your house]]></category>

		<category><![CDATA[list price]]></category>

		<category><![CDATA[listen to your realtor]]></category>

		<category><![CDATA[market analysis]]></category>

		<category><![CDATA[market value]]></category>

		<category><![CDATA[overpriced house]]></category>

		<category><![CDATA[overpricing]]></category>

		<category><![CDATA[Paula Abdul]]></category>

		<category><![CDATA[Pricing your home]]></category>

		<category><![CDATA[Randy Jackson]]></category>

		<category><![CDATA[Ryan Seacrest]]></category>

		<category><![CDATA[selling your home]]></category>

		<category><![CDATA[Simon Cowell]]></category>

		<category><![CDATA[tumbling home prices]]></category>

		<category><![CDATA[why house won't sell]]></category>

		<category><![CDATA[William Hung]]></category>

		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=162</guid>
		<description><![CDATA[OK - I admit it.  I&#8217;m an American Idol addict. From late January until mid May don&#8217;t bother calling my house on Tuesday or Wednesday nights.

My wife and I, (along with our two dogs) are deeply entranced with Simon, Paula, Randy, Ryan and a plethora of (mostly) bad &#8212;&#62;mediocre singers all wanting to have a [...]]]></description>
		<wfw:commentRss>http://fairfieldcounty.wordpress.com/2008/06/15/why-selling-your-house-is-like-being-on-american-idol/feed/</wfw:commentRss>
	
		<media:content url="http://a.wordpress.com/avatar/fairfieldcounty-128.jpg" medium="image">
			<media:title type="html">Rick Schwartz</media:title>
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		<item>
		<title>What is the difference between Appraised Value, Assessed Value, Market Value, List Price and Sale Price?</title>
		<link>http://fairfieldcounty.wordpress.com/2008/06/10/what-is-the-difference-between-appraised-value-assessed-value-market-value-list-price-and-sale-price/</link>
		<comments>http://fairfieldcounty.wordpress.com/2008/06/10/what-is-the-difference-between-appraised-value-assessed-value-market-value-list-price-and-sale-price/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 13:44:21 +0000</pubDate>
		<dc:creator>Rick Schwartz</dc:creator>
		
		<category><![CDATA[Buying a home]]></category>

		<category><![CDATA[Selling a home]]></category>

		<category><![CDATA[Uncategorized]]></category>

		<category><![CDATA[appraisal]]></category>

		<category><![CDATA[assessement]]></category>

		<category><![CDATA[buyring a home]]></category>

		<category><![CDATA[list price]]></category>

		<category><![CDATA[market analysis]]></category>

		<category><![CDATA[market value]]></category>

		<category><![CDATA[mil rate]]></category>

		<guid isPermaLink="false">http://fairfieldcounty.wordpress.com/?p=94</guid>
		<description><![CDATA[Depending who you are talking to about the price of a house you have to be clear what numbers you are using. If you&#8217;re not both referring to the same lingo, you could each walk away from the conversation thinking different things and not knowing it. Here are some definitions that may be helpful.


The Appraised [...]]]></description>
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			<media:title type="html">Rick Schwartz</media:title>
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